Managing money in India isn’t just about tracking dollars and cents; it’s about Lakhs and Crores, tracking the milkman’s daily log, managing the maid’s salary advances, and settling that “Udhaar” with friends after a chai break. Most expense trackers on the App Store are built for the West. We built PaisaFlow for you.
Why PaisaFlow?
In an era where your financial data is sold to the highest bidder, PaisaFlow takes a radical stand: What happens on your iPhone, stays on your iPhone. There are no servers, no cloud uploads, and absolutely no tracking. Your financial life is your business, not ours.
Features Tailored for the Indian Lifestyle
We didn’t just translate an American app; we built features that solve uniquely Indian financial headaches.
1. Domestic Help Manager
Tracking attendance and payments for maids, cooks, drivers, and gardeners is now effortless.
- Smart Payroll: Auto-calculates salaries based on attendance.
- Advance Tracking: Lending money to your help? Track advances and auto-deduct them from the next salary.
- Professional Pay Slips: Generate a clear breakdown of base salary, leaves, and advances.
2. Daily Logs for Milk & Newspaper
Stop marking calendars with a pen. Track daily deliveries digitally.
- Rate Cards: Handle price changes and different variants (e.g., Full Cream vs. Toned milk).
- Bill Prediction: AI-powered estimates tell you exactly how much you’ll owe at the end of the month.
- Cylinder Tracking: Get predicted reorder dates for your gas cylinder based on usage patterns.
3. Smart Udhaar (Informal Credit)
Never forget who owes you money or whom you owe.
- WhatsApp Integration: Send polite, pre-formatted payment reminders directly via WhatsApp.
- Group Expenses: Easily split bills for dinner or trips and track settlements.
- Flexible Settlement: Record settlements via bank transfer, cash, or even forgive the debt entirely.
4. Indian Credit Card Power Tools
Maximize your rewards and minimize your fees.
- Milestone Tracker: Visual progress bars for fee waivers or bonus points (e.g., “Spend ₹1L for fee waiver”).
- Reward Optimizer: A dashboard cheat sheet telling you exactly which card to use for Dining, Fuel, or Travel.
- Forex Calculator: Calculate the true cost of international spends, including the 18% GST and your specific card’s markup fee.
- Secure Vault: Store card details safely behind FaceID with a beautiful 3D card interface.
A Dashboard That Actually Makes Sense
PaisaFlow replaces confusing spreadsheets with actionable insights.
- Safe-to-Spend Velocity: Instead of just seeing “₹20,000 remaining,” see “You can spend ₹650/day.” It changes in real-time based on your spending habits.
- Budget Cockpit: A dual-horizon view showing your weekly and monthly pace. Are you burning cash too fast? The Burn Rate Indicator will warn you.
- Obligations Hub: A dedicated command center for all your fixed expenses—EMIs, SIPs, Rent, and Subscriptions.
Modern Tech for Modern Finance
Built using the latest Apple technologies:
- iPhone 16 Action Button Support: Log expenses instantly with a single press.
- Interactive Widgets: View your budget health and log quick expenses right from your Home Screen.
- Local Backup & Restore: Keep your data safe with local JSON backups that you own.
- Beautiful Theming: Choose from Light, Dark, or the stunning “Liquid Glass” theme.
Download PaisaFlow Today
Stop using apps built for dollars and cents. Start using the app built for Rupee, Paisa, and the Indian way of life.