We’re thrilled to announce the latest update to PaisaFlow, packed with powerful new features for credit card enthusiasts, enhanced data protection, and quality-of-life improvements that make managing your finances even smoother.<\/p>\n\n\n\n
The Feature<\/strong>: Many premium credit cards offer accelerated rewards after reaching a spend threshold in specific categories. For example, your card might offer 5% cashback on groceries, but after spending \u20b920,000 on groceries, it unlocks 10% cashback for the rest of the billing cycle.<\/p>\n\n\n\n How to Access<\/strong>:<\/p>\n\n\n\n The Workflow<\/strong>:<\/p>\n\n\n\n Why It Matters<\/strong>: Cards like HDFC Diners Black, Axis Magnus, or ICICI Amazon Pay have these tiered structures. Now you can track exactly when your bonus rate kicks in.<\/p>\n\n\n\n The Feature<\/strong>: Some spending categories (like Rent, Wallet Loads, or Insurance) typically don’t earn any rewards on credit cards. Now you can exclude them from reward calculations entirely.<\/p>\n\n\n\n How to Access<\/strong>:<\/p>\n\n\n\n Two Levels of Exclusion<\/strong>:<\/p>\n\n\n\n Why It Matters<\/strong>: Get accurate reward estimates. Transactions in excluded categories will correctly show \u20b90 rewards instead of inflated estimates.<\/p>\n\n\n\n The Feature<\/strong>: If you started using PaisaFlow mid-month (or mid-billing-cycle), you’ve already earned cashback or reward points that aren’t being tracked. This feature lets you add those earned rewards manually.<\/p>\n\n\n\n How to Access<\/strong>:<\/p>\n\n\n\n The Workflow<\/strong>:<\/p>\n\n\n\n Why It Matters<\/strong>: Your reward estimates reflect your TOTAL earnings for the cycle, not just what you’ve tracked in the app.<\/p>\n\n\n\n The Feature<\/strong>: When adding a lending\/borrowing (Udhaar) transaction, your most recent and most frequent contacts now appear at the top for quick selection.<\/p>\n\n\n\n How to Access<\/strong>:<\/p>\n\n\n\n The Workflow<\/strong>:<\/p>\n\n\n\n Why It Matters<\/strong>: No more scrolling through hundreds of contacts to find your roommate or the colleague you always split lunch with.<\/p>\n\n\n\n The Feature<\/strong>: When paying your credit card bill, you now see payment options that mirror what you see in your banking app.<\/p>\n\n\n\n How to Access<\/strong>:<\/p>\n\n\n\n Payment Options<\/strong>:<\/p>\n\n\n\n The Workflow<\/strong>:<\/p>\n\n\n\n Why It Matters<\/strong>: Make informed payment decisions with clear breakdowns of what each option means.<\/p>\n\n\n\n The Feature<\/strong>: Add and view your secure credit card details (full card number, CVV, PIN) directly from your credit card account, without navigating to a separate Card Vault.<\/p>\n\n\n\n How to Access<\/strong>:<\/p>\n\n\n\n The Workflow<\/strong>:<\/p>\n\n\n\n Why It Matters<\/strong>: Your card details are right where you need them\u2014on your credit card account page.<\/p>\n\n\n\n The Feature<\/strong>: Your backups now include EVERYTHING\u2014all 34 data models in the app are backed up and can be restored.<\/p>\n\n\n\n Newly Added to Backup<\/strong>:<\/p>\n\n\n\n How to Access<\/strong>:<\/p>\n\n\n\n Why It Matters<\/strong>: Switch phones or reinstall the app with complete peace of mind. Your entire financial setup is preserved.<\/p>\n\n\n\n The Feature<\/strong>: The Money Breakdown step in the Budget Setup Wizard has been completely redesigned with a clearer, step-based flow.<\/p>\n\n\n\n How to Access<\/strong>:<\/p>\n\n\n\n The New Flow<\/strong>:<\/p>\n\n\n\n Why It Matters<\/strong>: Clearer visual hierarchy makes it easier to understand your financial position and reconcile accounts.<\/p>\n\n\n\n The Feature<\/strong>: When adding or editing fixed expenses, the due date is now selected using a modern horizontal dial picker (same as credit card billing dates).<\/p>\n\n\n\n How to Access<\/strong>:<\/p>\n\n\n\n The Workflow<\/strong>:<\/p>\n\n\n\n Why It Matters<\/strong>: Consistent, modern UI across the app with delightful interactions.<\/p>\n\n\n\n The Feature<\/strong>: New users setting up accounts during onboarding now only see Bank Account and Credit Card options\u2014the most essential account types to get started.<\/p>\n\n\n\n How It Works<\/strong>:<\/p>\n\n\n\n Why It Matters<\/strong>: Reduces overwhelm for new users and gets them started faster.<\/p>\n\n\n\n The Feature<\/strong>: The Power Features section in credit card accounts now has better visibility with prominent setup prompts.<\/p>\n\n\n\n What’s New<\/strong>:<\/p>\n\n\n\n Why It Matters<\/strong>: New credit card users are guided to discover and set up reward tracking features.<\/p>\n\n\n\n The Feature<\/strong>: When bulk reconciling your accounts, you can now choose between creating visible adjustment transactions or silently updating balances.<\/p>\n\n\n\n How to Access<\/strong>:<\/p>\n\n\n\n The Workflow<\/strong>:<\/p>\n\n\n\n Why It Matters<\/strong>: Choose the reconciliation style that fits your preferences for record-keeping.<\/p>\n\n\n\n The Feature<\/strong>: The home screen widget now opens the full Add Transaction view when tapped, matching the behavior of the Action Button and Siri shortcuts.<\/p>\n\n\n\n Previous Behavior<\/strong>: Widget opened a “Quick Add” bar with preset amounts Widget Sizes<\/strong>:<\/p>\n\n\n\n Why It Matters<\/strong>: Consistent experience whether you use the widget, Action Button, or Siri.<\/p>\n\n\n\n Issue<\/strong>: App Store Connect was showing “Device Family: iPhone, iPad” even though the app is designed for iPhone only.<\/p>\n\n\n\n Fix<\/strong>: Corrected the Issue<\/strong>: Account detail pages with many transactions became too long to scroll comfortably.<\/p>\n\n\n\n Fix<\/strong>: Now shows only 5 transactions with a “View All X Transactions” button that opens a dedicated list view.<\/p>\n\n\n\n The update is available now on the App Store. To update:<\/p>\n\n\n\n As always, thank you for using PaisaFlow for your personal finance management. Your feedback drives these improvements. If you have feature requests or find issues, reach out to us through the app’s feedback option in Settings.<\/p>\n","protected":false},"excerpt":{"rendered":" We’re thrilled to announce the latest update to PaisaFlow, packed with powerful new features for credit card enthusiasts, enhanced data protection, and quality-of-life improvements that make managing your finances even…<\/p>\n","protected":false},"author":1,"featured_media":143,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,4],"tags":[],"class_list":["post-91","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn-with-me","category-tech-posts"],"jetpack_featured_media_url":"https:\/\/balamurali.in\/blog\/wp-content\/uploads\/2026\/02\/paisaflow_v235_update.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/balamurali.in\/blog\/wp-json\/wp\/v2\/posts\/91","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/balamurali.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/balamurali.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/balamurali.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/balamurali.in\/blog\/wp-json\/wp\/v2\/comments?post=91"}],"version-history":[{"count":1,"href":"https:\/\/balamurali.in\/blog\/wp-json\/wp\/v2\/posts\/91\/revisions"}],"predecessor-version":[{"id":93,"href":"https:\/\/balamurali.in\/blog\/wp-json\/wp\/v2\/posts\/91\/revisions\/93"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/balamurali.in\/blog\/wp-json\/wp\/v2\/media\/143"}],"wp:attachment":[{"href":"https:\/\/balamurali.in\/blog\/wp-json\/wp\/v2\/media?parent=91"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/balamurali.in\/blog\/wp-json\/wp\/v2\/categories?post=91"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/balamurali.in\/blog\/wp-json\/wp\/v2\/tags?post=91"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n
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\n\n\n\n2. Excluded Categories for Rewards<\/h3>\n\n\n\n
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\n\n\n\n3. Manual Reward Adjustments (Mid-Cycle Catch-Up)<\/h3>\n\n\n\n
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\n\n\n\n4. Quick Pick Contacts for Udhaar<\/h3>\n\n\n\n
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\n\n\n\n5. Enhanced Credit Card Bill Payment Options<\/h3>\n\n\n\n
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\n\n\n\n6. Secure Card Details from Account Screen<\/h3>\n\n\n\n
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\n\n\n\n7. Complete Backup & Restore Coverage<\/h3>\n\n\n\n
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\n\n\n\n8. Budget Wizard Money Breakdown Redesign<\/h3>\n\n\n\n
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\n\n\n\n9. Dial Picker for Fixed Expense Due Dates<\/h3>\n\n\n\n
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\n\n\n\n10. Simplified Onboarding Account Types<\/h3>\n\n\n\n
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\n\n\n\n11. Improved Power Features Discoverability<\/h3>\n\n\n\n
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\n\n\n\n12. Bulk Reconciliation Adjustment Mode<\/h3>\n\n\n\n
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\n\n\n\n13. Widget Opens Full Add Transaction View<\/h3>\n\n\n\n
New Behavior<\/strong>: Widget opens the complete Add Transaction modal<\/p>\n\n\n\n\n
\n\n\n\n\ud83d\udc1b Bug Fixes<\/h2>\n\n\n\n
Device Family Fix<\/h3>\n\n\n\n
TARGETED_DEVICE_FAMILY<\/code> settings in the Xcode project for all targets.<\/p>\n\n\n\n
\n\n\n\nLimited Transaction Display in Accounts<\/h3>\n\n\n\n
\n\n\n\n\ud83d\udcf1 How to Update<\/h2>\n\n\n\n
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\n\n\n\n\ud83d\ude4f Thank You<\/h2>\n\n\n\n